A mountain climbing analogy is useful to clarify the distinction between accumulation (the working years) and distribution (the retirement years).

The goal of climbing the mountain is not just to make it to the top; it is also necessary to safely get down back down.

Mountain Climbing Analogy for Retirement | GSI Financials

The retirement income phase, where you will be withdrawing money from your accounts rather than accumulating wealth, is much like descending a mountain.

Retirement planning is about identifying your goals, analyzing risks, and building retirement income stream from your accumulated assets to achieve our retirement lifestyle goals.

Retirees wish to seek a sustainable retirement standard of living while drawing down assets over an unknown length of time (retirement can be 30 years). GSI will assist in navigating through decisions that become an integral part of a comprehensive approach to Your Best Retirement.